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Online payday loans in New Brunswick

New Brunswick brought in a dedicated payday loans framework in 2018, administered by the FCNB. Here's what applies specifically if you live in New Brunswick.

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Residents of New Brunswick can apply for a licensed online payday loan of $100 to $1,500, funded by Interac e-Transfer. New Brunswick requires every payday lender to be licensed with the FCNB and sets a maximum fee per $100 borrowed under the Cost of Credit Disclosure and Payday Loans Act.

How payday lending is regulated in New Brunswick

Payday loans in New Brunswick are overseen by the Financial and Consumer Services Commission (FCNB), which sets the maximum cost of borrowing and the borrower protections that every licensed lender in the province must follow. New Brunswick also gives borrowers the right to cancel a newly signed loan within a short window, without penalty.

What to expect as a New Brunswick applicant

The application process itself doesn't differ from the rest of the country — you'll complete the same online form, and we route your request to a lender specifically licensed to serve New Brunswick. Whether you're closer to Moncton, Saint John, and Fredericton, or somewhere else in the province, the process is identical.

Your cost of borrowing, before you sign

Before accepting any offer, you'll see the exact dollar cost of borrowing and the repayment date the lender is proposing, calculated under New Brunswick's current rules. Read this carefully; it's the one figure that tells you the real cost of the loan.

Questions specific to New Brunswick

Yes. Licensed payday lenders are permitted to operate in New Brunswick under its own consumer protection rules, and every lender in our network matched to New Brunswick residents holds an active licence there.
New Brunswick requires every payday lender to be licensed with the FCNB and sets a maximum fee per $100 borrowed under the Cost of Credit Disclosure and Payday Loans Act. Your matched lender discloses the exact current figure in your offer before you sign anything.
Yes. The online application works the same whether you're near Moncton, Saint John, and Fredericton or a smaller community elsewhere in New Brunswick — there's no physical location requirement.

Apply from New Brunswick

See your matched lender's offer before agreeing to anything.

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Before you borrow. Approval is never guaranteed and depends on meeting the licensed lender's income, identity, and banking requirements. Confirm the exact, current cost of borrowing for New Brunswick in your loan offer, and see our All Provinces page for how New Brunswick compares nationally.